Disclaimer

Last updated: May 13, 2026

This Disclaimer applies to the use of Wealth Wise and its content. We provide information and educational resources for general purposes only. Our courses, materials, and guidance are designed to help Hong Kong residents understand personal finance and budgeting fundamentals. However, we make no representations or warranties regarding the accuracy, completeness, or timeliness of the information provided on our platform.

General Disclaimer

We offer educational content and general financial information intended to help you develop better money management skills. The courses and materials provided are for informational purposes and should not be considered as comprehensive financial guidance tailored to your specific circumstances. We do not provide personalized investment advice, tax planning services, or recommendations for specific financial products or services.

While we strive to maintain accuracy in our course materials, we do not guarantee that all information is error-free or current at all times. Financial markets, regulations, and personal circumstances change frequently, and the information presented may become outdated. We recommend consulting with qualified professionals before making significant financial decisions based on information obtained through our courses.

Your use of our platform is at your own risk. We are not responsible for any direct, indirect, incidental, or consequential damages that may result from accessing or using our courses, materials, or services. This includes any losses related to financial decisions made based on information found on our platform.

No Professional Advice

We are not licensed financial advisors, accountants, or tax professionals. The information and educational materials we provide are intended for general knowledge purposes only and do not constitute professional financial advice, legal advice, or tax advice. Nothing on our platform should be interpreted as a recommendation to buy, sell, or hold any specific investment or financial product.

We do not assess your personal financial situation, goals, risk tolerance, or time horizon. Our courses provide general frameworks and principles that may not be applicable to your unique circumstances. We strongly encourage you to seek advice from qualified professionals such as licensed financial advisors, accountants, or tax consultants before implementing any strategies or making financial decisions.

The budgeting techniques and financial principles we teach are general in nature and may not work for everyone. Individual results will vary based on personal circumstances, discipline, and market conditions. We cannot guarantee any specific financial outcomes or improvements to your financial situation.

Liability Limits

To the fullest extent permitted by law, we shall not be liable for any damages, losses, or claims arising from your use of our courses, materials, or services. This includes but is not limited to: loss of profits, loss of data, business interruption, or any indirect or consequential damages, even if we have been advised of the possibility of such damages.

We do not warrant that our platform will be uninterrupted, error-free, or free from viruses or harmful components. We are not responsible for any technical issues, service interruptions, or access problems that may prevent you from using our courses or accessing educational materials.

Your reliance on any information, advice, or materials provided through our platform is entirely at your own risk. We recommend that you independently verify any information and consult with appropriate professionals before taking any action based on the content we provide. We reserve the right to modify, suspend, or discontinue our services or course offerings at any time without notice.

By using our platform, you acknowledge that you have read and understood this Disclaimer and agree to assume all risks associated with your participation in our courses and use of our educational materials.